ACH out · new payee · amount
Livev2
Logic
Outgoing ACH more than 5× normal to a payee created in the last 3 days, or initiated from a new device. Holds the ACH.
Thresholds by member risk
Parameterlow riskmedium riskhigh risk
Above normal5×5×5×
Payee age under3 days3 days3 days
ActionHoldHoldHold
Hickory agent on this rule
91% agreement with analysts63 cases · 90 days
Version history
Version
Date
Change
Requested
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Review due